License No.
10/2025
Your Financial Peace of Mind, Start Here.
Horison Credit is Licensed Money Lender
officially approved by Singapore's Registry of
Moneylenders. We offer fast, transparent, and legal
financial solutions
—with full
transparency, fast
approval and zero hidden fees.
Approved By The
Registry of Moneylenders
Horison Credit is an accredited money lender in Singapore that follows the laws and regulations set out in the Moneylenders Act.
We are in the Ministry of Law’s list of licensed money lenders.
We strive to serve our customers to the best of our needs, and with the utmost integrity and transparency.
Contact Us
Find the
Right Loan for You
Flexible Loan Options to Meet Your
Personal and
Business
Needs
Personal Loan
Whether it’s a new gadget, a short getaway, or an emergency— get fast access to funds for your personal needs.
Apply for a personal loan
Fast Cash Loan
Need urgent cash? We provide same-day approval so you can get the money you need—right when you need it.
Get instant cash
Business Loan
Power your business with the funding it needs—whether you’re expanding, hiring, or managing cash flow.
Get instant cash
Debt Consolidation
Combine multiple debts into one easy monthly payment—lower your stress and gain back control of your finances.
Consolidate now
Payday Loan
Stuck before payday? Get a short-term loan to tide you over until your next paycheck arrives.
Apply instantly
Wedding Loan
Don’t let budget hold back your dream wedding—get financing to make your big day perfect in every detail.
Get wedding funds
Renovation Loan
Give your home the upgrade it deserves—from new kitchens to full renovations—with affordable financing.
Get renovation support
Medical Loan
Focus on recovery, not bills. We cover everything from emergency care to elective procedures.
Apply for medical aid
Vacation Loan
Your next adventure is closer than you think—get travel funds now and pay later with ease.
Start your holiday journey
Foreigner Loan
New to the country? We make financing easy for foreigners with simple requirements and fast approval.
Apply as foreigner
What Sets Horison Credit Apart
Trusted, fast, and tailored loan solutions made just for you.
Licensed & Regulated by the Ministry of Law
Horison Credit adheres to Singapore’s Ministry of Law guidelines, ensuring all lending is clear, ethical, and compliant.
Fast Approval & Same-Day Disbursement
We understand financial urgency and offer quick reviews with same-day fund disbursement upon approval.
Flexible Repayment Plans Tailored to You
We offer customised repayment plans tailored to your finances for manageable, stress-free repayments.
Transparent Fees with No Hidden Charges
At Horison Credit, we prioritize transparency by clearly outlining all fees and charges upfront, no surprises and building trust.
Personalised Service with a Human Touch
Our team takes the time to understand your needs, offering personalized advice and support throughout your loan journey.
Wide Range of Loan Solutions
We offer a variety of loans, including personal, business, and debt consolidation, to meet your financial needs.
About Horison Credit
Licensed moneylender committed to transparent and flexible loan solutions since 2018.
What is
Horison Credit?
Horison Credit is a licensed moneylender in
Singapore
that
provides fast, transparent,
and legally compliant loan services.
Regulated by Singapore’s Ministry of Law (License No. 10/2025), we offer
fast
and
secure financial solutions tailored to meet the unique needs of each
customer.
With honest communication, customised repayment plans, and strict adherence
to
legal
guidelines, Horison Credit ensures a smooth and reliable borrowing
experience
you can
trust.
Our
Mission
Providing financial help with integrity, honesty, and transparency at every step
Tailoring loan solutions to meet your unique needs, big or small
Ensuring compliance with the Ministry of Law’s regulations for your peace of mind
Helping you leave feeling hopeful, supported, and confident that we’re here to help
Our Core Value
Integrity
We uphold the highest standards of honesty and ethics, ensuring that every action we take is in the best interest of our clients.
Transparency
We communicate clearly and openly, providing complete information with no hidden fees or surprises — so clients can make informed decisions with confidence.
Customer-Centricity
Our clients are at the heart of everything we do. We listen closely, understand their needs, and tailor solutions that truly support their financial goals.
Easy Loan Application Process
Quick and clear steps to help you secure your loan with confidence.
-
STEP 1Submit Your Application - Fill out your application quickly with Singpass Myinfo. Fill out your application quickly with Singpass Myinfo.
-
STEP 2Wait For Our Call - Our team will call you to verify your information and better understand your financial needs.
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STEP 3Face-to-Face Verification - Visit our office to review and sign your loan agreement in person.
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STEP 4Loan Disbursement - Once signed, your approved loan will be quickly disbursed via cash or PayNow, typically within 30 minutes.
Submit Your Application
Fill out your application quickly with Singpass Myinfo.
Wait For Our Call
Our team will call you to verify your information and better understand your financial needs.
Face To Face Verification
Visit our office to review and sign your loan agreement in person.
Loan Disbursement
Once signed, your approved loan will be quickly disbursed via cash or PayNow, typically within 30 minutes.
What Our Customers Say
See why customers choose and recommend us.
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
Visit Our Offices
Find us at convenient locations across the city
Plan Your Loan Easily
Get clear insights into your loan payments and interest costs.
Monthly Installment
$1,500
$1,759.60
$12.890.28
*
Please note: Your repayment amounts may vary depending on your personal circumstances and eligibility criteria.
Financial Tips & Guides
Everything you need to know about loans, budgeting and building your financial future.
Licensed Moneylenders vs Loan Sharks: What’s the Real Difference in Singapore?
Don’t fall into a trap. Discover how to spot the key differences between legal moneylenders and illegal loan sharks — and protect yourself from scams and harassment.
Read the full guide
5 Best Endowment Saving Plans In Singapore To Choose From
Looking to grow your savings safely? We’ve compared the top endowment plans in Singapore to help you choose the right one for your financial goals.
See the top plans
How to Avoid Hidden Fees When Taking a Loan from a Moneylender in Singapore
Hidden fees can add up fast. Learn how to spot and avoid unexpected charges when borrowing from licensed moneylenders in Singapore — and keep more money in your pocket.
Protect yourself now
Licensed Moneylenders vs Loan Sharks: What’s the Real Difference in Singapore?
Don’t fall into a trap. Discover how to spot the key differences between legal moneylenders and illegal loan sharks — and protect yourself from scams and harassment.
Read the full guide
5 Best Endowment Saving Plans In Singapore To Choose From
Looking to grow your savings safely? We’ve compared the top endowment plans in Singapore to help you choose the right one for your financial goals.
See the top plans
How to Avoid Hidden Fees When Taking a Loan from a Moneylender in Singapore
Hidden fees can add up fast. Learn how to spot and avoid unexpected charges when borrowing from licensed moneylenders in Singapore — and keep more money in your pocket.
Protect yourself now
Find the Answers You Need
From applications to repayments — here’s everything you want to know.
A licensed money lender is an entity that holds a moneylending license. All licensed lenders are regulated by the Ministry of Law (MinLaw). To operate a moneylending business in Singapore, a licensed money lender must abide by the Moneylenders Act and Rules. A licensed money lender in Singapore that flouts these rules knowingly risks getting its license suspended, a jail term, or both.
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Get Your Loan Now!
Submit your full details for a quote today. Our loan officers will get back to you as soon as possible.
We're Here to Help You!
Whether you have questions about our loans or need support, we're just a message away.
Monday – Saturday
11:00AM – 8:00PM (UTC +8:00)
Closed on Public Holidays
