Starter Budget TEMPLATE| Income, Savings, Debt & Expenses tracker | Chic finds by Chi

✨ Ready to finally start budgeting — but without the overwhelm?

This FREE beginner-friendly Google Sheets template helps you track your income, expenses, savings, and debt — all in one clean, easy-to-use sheet.

💖 Perfect for:

First-time budgeters

Students or side hustlers

Anyone who’s tired of guessing where their money’s going

✅ Editable

✅ Simple layout

✅ No apps, no subscriptions

✅ Just a smooth start to better money habits

Your budgeting glow-up starts right here.

Grab it today & take that first step.

👋 Want the upgraded version that does the math for you?

My Essential Budget Tracker includes:

✅ Automated dashboard

✅ Built-in savings & debt tracking

✅ Automated Dashboard – At the top: see income, expenses, savings, debt paid, and what’s left

📊 Bonus Pie Chart – Visual “Where Did My Money Go” snapshot Get it here !!!