AXA MANSARD PERSONAL BRONZE PLAN
Cover & Exclusions
This plan covers the following services;
EMERGENCY CARE: Initial stabilization and care, it also covers intensive care if required.
INTENSIVE CARE (Emergency only): Admission and care in a specialized unit where access to a
high level of medical care and monitoring would be provided for critical cases.
EVACUATION: Ambulance services are covered under this plan; it includes evacuation from site
of injury to hospital and from hospital to hospital.
OUTPATIENT COMPONENT:
General consultations
Specialist consultations
Provision of prescribed drugs and medications for covered condition
INPATIENT COMPONENT: Comprising of admission for the treatment of covered conditions in a
General ward (unlimited).
Feeding of enrolees for the duration of admission.
Provision of medical care, nursing care, and prescribed medication and consumables
during the duration of admission
DIAGNOSTIC SERVICES
a. Radiological services
Plain X-rays of the limbs, spine, abdomen, pelvis, chest, skull
Contrast studies
Ultrasound scan
b. Laboratory services
Histopathology
Haematological investigations
Microbiological investigations
Serology
Clinical chemistry
c. Electrocardiogram (ECG) Rest
d. Spirometer
e. EEG - Electroencephalogram
PHYSIOTHERAPY
Physiotherapy services – 5 Sessions
Provision of prescribed physiotherapeutic appliances e.g. Soft and hard cervical collar
ANTE NATAL CARE AND DELIVERY – covered only after 24 months on the plan
Antenatal care including prescribed drugs up to agreed hospital tariffs
Antenatal procedures including Shirodkar's operation
Management of pregnancy complications
Normal delivery
Assisted vacuum or forceps delivery
Caesarean section
Post natal care
NEONATAL SERVICES AND PAEDIATRIC CARE
Neonatal care including sepsis, cord care, physiologic jaundice, ophthalmic neonatorum
Circumcision
Ear piercing
Well baby clinic at 6 weeks
Routine Immunizations BCG, Measles, DPT, Oral Polio, Vitamin A supplementation
Treatment of common childhood diseases like malaria, and other uncomplicated febrile
illnesses, diarrheal diseases, Upper respiratory tract infection
FAMILY PLANNING SERVICES - Pills, injectable and IUCD
FERTILITY SERVICES- Counselling, SFA& USS
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MINOR, INTERMEDIATE AND MAJOR SURGICAL PROCEDURES (Up to a limit of N250, 000.00)
Wound dressing
Suturing of minor cuts and lacerations
Incision and drainage of abscesses
Minor ENT (Ear, Nose, Throat) procedures like ear syringing
Minor wound debridement
Lump excision
Hernia repairs
Appendectomy
Closed reduction and manipulation of simple fractures and dislocations
Surgery for haemorrhoids
Endoscopy
ENT procedures like Antral washouts, Tonsillectomy
Surgery for ectopic pregnancy
Myomectomy
Elective Orthopaedic Surgery
DENTAL CARE- Covered up to N10,000.00
Examination
Basic dental treatment
Simple amalgam
Scaling and polishing
Non-surgical extractions
Pain therapy drugs
Dental Surgical Extraction
Root canal and orthodontics
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EYE CARE:
Basic eye examination
Refraction
Biennial optical lenses (up to N 7,500)
HEALTH SCREENING AT DESIGNATED CENTRES
Physical examination
BMI
Urinalysis
PCV
Blood pressure
Genotype
HIV/AIDS CARE AND TREATMENT (In designated centres)
Voluntary counselling and testing
Pre-treatment assessment
Monitoring
Drugs
MENTAL HEALTH SERVICES
Counselling
Outpatient consultation and treatment (up to 8 weeks)
REGION OF COVER – Nigeria& India
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PLAN SPECIFIC EXCLUSIONS:
AXA MANSARD PERSONAL BRONZE PLAN:
The exclusions on this plan include:
Secondary dental care
Advanced/complex investigations (CT scan and MRI scan).
Additional immunization for 0-5 years (Pneumococcal and Rotavirus)
Incubator Care
GENERAL EXCLUSIONS: The following exclusions are applicable on all the plans
Cosmetic Surgery
Teeth Whitening
Dental Prosthesis
Domiciliary/Hospice Care
Alternative /Unorthodox medicine
Neonatal care not listed under neonatal services
Self-inflicted injuries
Congenital abnormalities
Conditions caused by an act of war, an epidemic or enrollee participating in a riot
Services primarily for weight reduction or treatment of obesity
Treatment of substance abuse
Infertility- All investigations and treatment.
Orthodontics.
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Advanced radiological investigations (e.g. C.T. scan, Myelogram, EEG).
Advanced and Complex investigations (e.g. Marrow biopsy, skeletal survey).
Prosthetic devices such as cardiac pacemaker, orthopedic implants.
Management of Chronic Renal Failure (Dialysis and Transplant Surgery).
Induced Abortion.
Laser Treatments.
Transplants.
Complex major Surgeries (e.g. Heart, Brain and Great blood vessels).
Neurological surgeries.
Management of Cancers
Professional Sports and wilful exposure to needless danger
Infectious and contagious diseases in an epidemic
All procedures, management and investigations not covered by the plan
The following pre-existing or chronic conditions will be excluded in the first 24 months of the
inception of the policy, however this list is not exhaustive only includes common ones:
Hypertension and Cardiac related diseases.
Diabetes and its complications.
Hepatitis B & C.
Kidney related conditions.
Hemoglobinopathies
Peptic Ulcer Disease.
Asthma.
Epilepsy and Seizure disorders.
Glaucoma and Cataract.
Arthritis.
Pregnancy – All treatment related to Antenatal, Natal or Postnatal period.
E.t.c.
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