Statement of Account
AMEX CLASSIC CARD (PHP)
MR AMADO L ABAGA Statement Date August 10, 2023
NAGUITUBAN SAN JUAN Cardmember Number 3776-702745-79387
SAN JUAN LA UNION Credit Limit ₱ 25,000
PHILIPPINES Cash Advance Limit ₱ 7,500
2514 Interest Rate per Month 3.00%
Minimum Payment ₱ 200.00
Outstanding Balance ₱ 1,952.20
Payment Due Date Sep 04, 2023
*377670274579387ALABAGA*
Your Account Summary
Previous Balance Purchases and Advances (+) Finance Charge (+) Fees/Other Debits (+) Late Charge (+) Payments/Other Credits (-) Outstanding Balance
₱ 152.27 ₱ 28,823.21 ₱ 0.00 ₱ 0.00 ₱ 0.00 ₱ 2,500.00 ₱ 1,952.20
Your Membership Rewards Points Summary
Previous Balance (+) Points Earned (+/-) Adjustment (-) Points Redeemed Total Available Points
1,532.00 547.00 -547.00 0.00 1,532.00
Sale Date Post Date Transaction Details Amount
PREVIOUS STATEMENT BALANCE 152.27
CARD NUMBER 3776-702745-79387
08/10/23 08/10/23 PURCON CAT SMS PHP MANDALUYONG PH 4,199.93
INSTALMENT 1 OF 6
07/12/23 07/16/23 CEBUPACIFIC cebupacific PASAY CITY PH 24,623.28
Reference: 343619076
07/16/23 07/16/23 PAYMENT RECEIVED - THANK YOU -2,500.00
07/20/23 07/20/23 EASY CONVERT REVERSAL -24,623.28
07/23/23 07/23/23 AVAILMENT FEE-PURCHASE CONVERT 100.00
SUBTOTAL 1,952.20
TOTAL 1,952.20
For more details, please log on to [Link] or call our BDO Contact Center at (+632) 8631-8000.
When abroad, call International Toll-Free at IAC+800-8-6318000.
American Express is a registered trademark of American Express.
This Card is issued by BDO pursuant to a license from American Express.
BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas:
Tel. No. (02) 8708-7087; Email: consumeraffairs@[Link]; Webchat: [Link]
The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc.
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ADVISORY ON CROSS BORDER FEES
Transactions from foreign based merchants or foreign acquirer, operating in the Philippines, abroad or online,
regardless if charged in local (PHP) or foreign currency (USD or non-USD), shall be charged with a Cross Border
Fee by the Card Brand.
Sample purchases include but are not limited to subscriptions from international streaming platforms and/or
other online services (Netflix, Apple Store, Spotify, Amazon, etc.)
Sample computation based on subscription and online purchase:
Transaction Transaction Amount Cross Border Fee Total Charge
Spotify (Subscription) PHP 169.00 PHP 1.69 PHP 170.69
Apple (Online Purchase) PHP 299.00 PHP 2.99 PHP 301.99
To view the complete Terms and Conditions and Fees and Charges, visit the BDO website and search for Forms
and Related Information.
Choose Your Credit Card Payment Channels:
• BDO Online Banking* • Auto-Debit Arrangement (ADA) Payment Facility**
• BDO Branches • BancNet
• BDO Network Bank Branches • Savemore Market Branches
• BDO Automated Teller Machines (ATMs) • SM Bills Payment Counters
• BDO Cash Acceptance Machines (CAMs)
For Dollar Charge Cards and accounts with Dual Currency feature, USD payments for your Dollar account/s are accepted
only via: BDO Branches, BDO Online Banking (USD account) and ADA Payment Facility (USD account).
* Enrollment with BDO is required via [Link]
** Enrollment via any BDO branch and BDO Online Banking
When making credit card payments, please be reminded of the following:
To pay at any BDO branch, present the upper portion of the statement and keep the machine validated copy
as proof of payment or you may accomplish a transaction slip and indicate the applicable Institution Code to
ensure that payment will be properly posted to the account.
Payment Type Institution Code
Peso Payment to Peso Card 0800
Dollar Payment to Dollar Card 0802
Peso Payment to Dollar Card 0803
For check payments*, please make the check payable to “BDO Unibank, Inc.”. Indicate the Account Name,
Account Number/Card Number and Contact Number at the back of the check.
Pay at least the Minimum Amount Due on or before your Payment Due Date to avoid late payment charges.
* Normal banking regulations on the acceptance and clearing or collection of check payments apply. Post dated checks and
foreign checks drawn on banks outside the Philippines are not accepted as payments.
IMPORTANT REMINDER
1. Paying less than the total amount due will increase the amount of
interest and other charges you pay and the time it takes to repay your
balance.
2. Applicable Monthly Effective Interest Rate (MEIR) will be imposed on
the account if:
a. No payment was made on the Card on Payment Due Date,
b. Payment made was less than the Total Outstanding Balance stated in the
Statement of Account (SOA),
c. Outstanding Balance is paid in full by its Payment Due Date, but with unsettled
balances from the previous SOA reflected in the current SOA, or
d. There is a cash advance transaction.
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Terms & Conditions Charge Computation
