Form 780-B - Page 2
Oklahoma Tax Commission/Motor Vehicle Division
Unobtainable Ownership Documentation Affidavit
Purpose and Use of Form
This affidavit is to be utilized by an insurance company, or their authorized representative, in applying for an Oklahoma Sal-
vage certificate of title to a vehicle following a total loss settlement and unsuccessful attempts to secure proper ownership
documentation from the insured owner, pursuant to the provisions of 47 OS Sec. 1105(P), which state:
P. When an insurance company makes a total loss settlement on a total loss vehicle and the insurance company or a
salvage pool authorized by the insurance company is unable to obtain the properly endorsed certificate of ownership or
other evidence of ownership acceptable to the Oklahoma Tax Commission within thirty (30) days following acceptance by
the owner of an offer of an amount in settlement of a total loss, that insurance company or salvage pool, on a form pro-
vided by the Oklahoma Tax Commission and signed under penalty of perjury, may request the Oklahoma Tax Commis-
sion to issue the applicable salvage title for the vehicle. The request shall include information declaring that the requester
has made at least two written attempts to obtain the certificate of ownership or other acceptable evidence of title.
Insurance Company Damage Notification
Insurance companies paying a claim for a loss where the cost of repairing the vehicle for safe operation on the highway
exceeds sixty percent (60%) of the market value of the vehicle, or paying a claim for a flood-damaged vehicle as defined
in 47 OS Sec. 1105, must notify, in writing, both the record owner and the Oklahoma Tax Commission. 47 OS Sec. 1111(L)
states, in pertinent part:
L. Any insurance company that pays a claim for a loss where the cost of repairing the vehicle for safe operation on the
highway exceeds sixty percent (60%) of the market value of the vehicle or pays a claim for a flood-damaged vehicle as
defined in Section 1105 of this title shall notify, in writing, the holder of the certificate of title of the requirements of this
section and shall notify the Tax Commission of the payment of such claim. The notice shall include the estimated total
damage percentage determination of the actual cash value made by the insurance company to repair the vehicle for
safe operation on the highway. The insurance company shall also send a copy of the notification to the holder of the title.
This damage percentage is used by the Commission in determining the proper title type (i.e. Salvage or Junk) to be issued.
Flood Damage, when noted, will be reflected as a brand on the Oklahoma Certificate of Title.
• A Salvage title is required when the damage percentage is from 60% to 79%.
• A Junk tile is required when the damage percentage is 80% or greater.
• A Flood Damaged brand is to be added, when applicable.
47 OS Sec. 1105 defines a Flood-Damaged Vehicle as a salvage or rebuilt vehicle which was damaged by flooding, or a
vehicle which was submerged at a level to or above the dashboard of the vehicle and on which an amount of loss was paid
by the insurer.
Please note, as outlined in the statutory language excerpted above, only damage impacting the roadworthiness of
the vehicle need be considered in this notification to the Commission. Cosmetic damage (i.e. hail) unrelated to road-
worthiness should not be included in this damage computation. Flood damage criteria is outlined immediately above.
Contact Information
Questions regarding the use of this affidavit, or any issue relating to insurance loss damage declarations, may be directed
to the Motor Vehicle Division of the Oklahoma Tax Commission at (in state toll free) 1-800-522-8165, extension 13221, or
(direct) (405) 521-3221.
Mailing address: Oklahoma Tax Commission
Motor Vehicle Division Title Section
2501 Lincoln Boulevard
Oklahoma City, OK. 73194
Copies of this affidavit may be downloaded from the Motor Vehicle Forms section of the OTC website at [Link].
