NPS TRANSACTION STATEMENT

April 01, 2024 to February 11, 2025

Statement Generation Date :February 11,

2025 09:43 PM

NPS Transaction Statement for Tier I Account

PRAN 110118231476 Registration Date 28-Nov-22
Subscriber Name SMT ARCHANA KOTTE Tier I Status Active
81-5-L5 Tier II Status Not Activated
KALLUR Tier II Tax Saver Not Activated
Status
SWAMY NAGAR
Tier I Virtual Account Not Activated
NEAR 9TC Status
Address
Tier II Virtual Account Not Aplicable
KURNOOL Status
ANDHRA PRADESH - 518002 DDO Registration No SGV262689E
INDIA DDO Name Nannur Gramapanchayati
GRAMA PANCHAYAT OFFICE, ORAVAKAL
Mobile Number +918332921324 DDO Address MANDAL
KURNOOL DISTRICT, NANNUR, 518002
Email ID ARCHUKOTTE@[Link]
PAO Registration No 4004276
IRA Status IRA compliant
PAO Name Sub Treasury Office, Kurnool, Kurnool District

PAO Address Head Quarters, Beside Mandal Revenue Office,

Kurnool, 518002

Tier I Nominee Name/s Percentage

PRAVEEN KUMAR PADMA 100%

Current Scheme Preference

Scheme Choice - DEFAULT SCHEME SET-UP
Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUND SCHEME - STATE GOVT 33.00%
Scheme 2 NPS TRUST- A/C - UTI PENSION FUND SCHEME - STATE GOVT 33.00%
Scheme 3 LIC PENSION FUND SCHEME - STATE GOVT 34.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on February Contributions on February 11, February 11, intermediary Investment 9.51%
11, 2025 (in ₹) February 11, 2025 (in ₹) 2025 (in ₹) charges (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 1,41,173.17 24 ₹ 1,28,652.00 ₹ 0.00 ₹ 12,521.17 ₹ 1.71

Investment Details - Scheme Wise Summary

SBI PENSION FUND SCHEME - NPS TRUST- A/C - UTI LIC PENSION FUND SCHEME -
Particulars References STATE GOVT PENSION FUND SCHEME - STATE GOVT
STATE GOVT
Scheme wise Value of your E=U*N 46,953.84 45,623.03 48,596.30
Holdings(Investments) (in ₹)
Total Units U 1,170.0990 1,124.1825 1,191.3369
NAV as on 10-Feb-2025 N 40.1281 40.5833 40.7914

Changes made during the selected period

No change affected in this period
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)

15-Oct-2024 For December, 2023 Directorate of Treasuries and Accounts,Andhra Pradesh 2,922.00 2,922.00 5,844.00
(3100020),

15-Oct-2024 By Arrear - Arrears Directorate of Treasuries and Accounts,Andhra Pradesh 324.00 324.00 648.00
(3100020),
13-Nov- For January, 2024 Directorate of Treasuries and Accounts,Andhra Pradesh 2,922.00 2,922.00 5,844.00
2024 (3100020),
13-Dec- For February, 2024 Directorate of Treasuries and Accounts,Andhra Pradesh 2,922.00 2,922.00 5,844.00
2024 (3100020),
13-Jan- For March, 2024 Directorate of Treasuries and Accounts,Andhra Pradesh 2,922.00 2,922.00 5,844.00
2025 (3100020),
24-Jan- For April, 2024 Directorate of Treasuries and Accounts,Andhra Pradesh 3,006.00 3,006.00 6,012.00
2025 (3100020),
06-Feb- For May, 2024 Directorate of Treasuries and Accounts,Andhra Pradesh 3,006.00 3,006.00 6,012.00
2025 (3100020),

Transaction Details
NPS TRUST- A/C - UTI
Withdrawal/ SBI PENSION FUND SCHEME - PENSION FUND SCHEME -
LIC PENSION FUND SCHEME -
deduction in STATE GOVT STATE GOVT
STATE GOVT
Date Particulars units towards
intermediary Amount (₹) Amount (₹) Amount (₹)
charges(₹) Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
2024 Opening balance 873.1298 829.9029 889.5064

15-Oct- 213.84 213.84 220.32

By Arrear - Arrears 5.3317 5.2918 5.4297
2024 40.1067 40.4091 40.5763
15-Oct- By Contribution for 1,928.52 1,928.52 1,986.96
48.0847 47.7248 48.9684
2024 December,2023 40.1067 40.4091 40.5763
13-Nov- 1,928.52 1,928.52 1,986.96
By Contribution for January,2024 48.4978 48.0886 49.3384
2024 39.7651 40.1034 40.2720
13-Dec- 1,928.52 1,928.52 1,986.96
By Contribution for February,2024 47.7445 47.4043 48.6450
2024 40.3925 40.6823 40.8461
11-Jan- (0.57) (0.55) (0.59)
Billing for Q3, 2024-2025 (1.71) (0.0141) (0.0135) (0.0145)
2025 40.2114 40.5077 40.6687
13-Jan- 1,928.52 1,928.52 1,986.96
By Contribution for March,2024 48.5006 47.9911 49.2323
2025 39.7628 40.1849 40.3588
24-Jan- 1,983.96 1,983.96 2,044.08
By Contribution for April,2024 49.5459 49.0530 50.2683
2025 40.0428 40.4452 40.6634
06-Feb- 1,983.96 1,983.96 2,044.08
By Contribution for May,2024 49.2781 48.7395 49.9629
2025 40.2604 40.7053 40.9119
11-Feb- Closing Balance 1,170.0990 1,124.1825 1,191.3369
2025
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. The current allocation ratio of funds (subscriber contribution remitted by the DTA/DTOs) is 31.0:34.0:35.0 for the three PFMs - SBI, UTI and LIC.
12. On June 16, 2023, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 33.0:32.0:35.0 to 34.0:32.0:34.0 for
the three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust
13. On July 18, 2022, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 31.0:34.0:35.0 to 33.0:32.0:35.0 for the
three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust
14. On November 8, 2021, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 39.0:17.0:44.0 to 31.0:34.0:35.0
for the three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust.
15. On July 16, 2021, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 38.5:32.0:29.5 to 39.0:17.0:44.0 for the
three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust.
16. On June 29, 2020, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 34.0:33.5:32.5 to 38.5:32.0:29.5 for
the three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust.
17. On May 09, 2019, the allocation ratio of funds (contribution remitted by the DTA/DTOs) has been revised from 33.50:34.0:32.5 to 34.0:33.5:32.5 for
the three PFMs - SBI, UTI and LIC respectively as per the directives received from NPS Trust.
18. On May 07, 2018, NPS Trust has revised the allocation ratio of funds (contribution remitted by the DTA/DTOs) from [Link] to 33.50:34.0:32.5 for
the three PFMs - SBI, UTI and LIC respectively.
19. On Nov 06, 2017, NPS Trust has revised the allocation ratio of funds (contribution remitted by the DTA/DTOs) from 35:33.50:31.50 to [Link] for the
three PFMs - SBI, UTI and LIC respectively.
20. On Nov 10, 2016, NPS Trust has revised the allocation ratio of funds (contribution remitted by the DTA/DTOs) from [Link] to 35:33.50:31.50 for the
three PFMs - SBI, UTI and LIC respectively.
21. On June 25, 2015, Government has revised the allocation ratio of funds (contribution remitted by the DTA/DTOs) from [Link] to [Link] for the
three PFMs - SBI, UTI and LIC respectively.
22. For the FY 2014-15, after reviewing performance of the PFMs, it was decided that there is no change in the allocation ratio of funds between the
three PFMs - SBI, UTI and LIC.
23. On May 15, 2013, Government has revised the allocation ratio of funds (Contribution remitted by the DTA/DTOs) from [Link] to [Link] for the
three PFMs - SBI, UTI and LIC respectively.
24. On May 25, 2012, Government has revised the allocation ratio of funds (contribution remitted by the DTA/DTOs) from 31:35.5:33.5 to [Link] for the
three PFMs - SBI, UTI and LIC respectively.
25. The balances and respective narrations reflecting in your account are based on the contribution amount and details uploaded by your uploading
office (DTA/DTOs). In case there is no/less/excess contribution for any month or no clarity in the narration, please contact your uploading office
(DTA/DTO).
26. In case of any other queries, you may contact CRA toll free helpline 1800 222 080.
27. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹ - Rs. 0.50 lac
Total deduction - ₹ - Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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29. This is computer generated statement and does not require any signature/stamp.
30. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card)
Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75
Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400 NA Collected by POP
and contribution upload (Negotiable within slab only)
 0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
POP Rs. 50 per annum for annual
contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000 amount

Processing of Exit / @0.125% of Corpus with

Withdrawal Min. Rs. 125 and Max. Rs. 500 NA Collected by POP

Custodian Asset Servicing charges 0.000000001770% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
PF charges Investment Management Fee 10,001 - 50,000 Cr. 0.06%
Through AUM

50,001 - 1,50,000 Cr. 0.05%

Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.003% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.