Your FlexAccount

0298 Arranged

overdraft limit £200.00

Mr C A Shipp
21A Lytton Road
New Barnet
BARNET
EN5 5BX

Statement 19 September 2025 Sort code 07-01-16

Your FlexAccount

transactions Statement no 222 Account no 04546336

Start balance £79,341.90

End balance £78,923.89

Date Description £ Out £ In £ Balance

Average credit
balance £79,072.71
2025 Balance from statement 221 dated 19/08/2025 79,341.90
Average debit
20 Aug ATM Withdrawal NOTEMACHINE LTD 40.00 £0.00
balance

Effective Date 19 Aug 2025

Receiving an
ATM Withdrawal NOTEMACHINE LTD 50.00 International Payment?

Contactless Payment 0.59 BIC NAIAGB21

ALDI STORES ARCHWAY IBAN GB16 NAIA 0701 1604 5463 36

Swift
Contactless Payment 2.00
Intermediary Bank MIDLGB22

MIND MUSWELL HILL LONDON

Contactless Payment 2.34

ALDI MUSWELL HILL

Pret A Manger Europe Lt London 5.00 79,241.97

21 Aug Contactless Payment 1.20 79,240.77

East Herts Council Hertford

22 Aug Contactless Payment 5.00 79,235.77

SAINSBURY'S SMKT ARCHWAY

01 Sep Contactless Payment 4.28 79,231.49

COSTCO WHOLESALE #102 WATFORD

03 Sep ATM Withdrawal NATWEST 300.00 78,931.49

05 Sep Contactless Payment 3.50

GAILS SOUTH END GREEN LONDON

Contactless Payment 4.10 78,923.89

GAILS SOUTH END GREEN LONDON

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
DC83 (October 2023)_CSIS
 Your FlexAccount

Please check your statement to make sure everything's correct. If there's anything you're unsure

about please get in touch or if you've changed any of your contact details, you need to let us know.

Interest, Rates and Fees

We work out overdraft interest each day and take it from your account each month. FlexAccount does't currently pay any credit interest.

Unless stated otherwise, all rates and fees are variable and we can change them at any time.

If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statement, and we'll apply the

amount to your account 28 days after the statement date.

Summary box for your Have you lost your card or cheque book or had them stolen? Let us know

FlexAccount account
straight away, either via the Banking app (if you have it) or by calling us on

08000 55 66 22. You can report lost or stolen cards and cheque books 24/7.
This information doesn't replace your Terms and Conditions

AER Gross p.a.

Credit interest All balances AER stands for Annual Equivalent Rate and shows
0.00% 0.00%
what the interest rate would be if interest was paid

0% on first £50, then 39.9% a year and compounded once a year.

Arranged overdraft interest
compounded (variable)

As an example, if you borrow £500 for

£2.94 for 7 days
an arranged overdraft it will cost you: Gross p.a. is the interest rate without tax deducted.

Overdraft
interest and *For the 60 day example, we've applied the £12.59 for 30 days

charges charges for the first 30 days, on day 31. This

means that the charge in the second month is Our per year compounded interest rate shows

higher as we charge interest on the interest the rate of interest that you'll pay on your

£25.54 for 60 days* overdraft over a year and takes account of the fact
you've incurred up to that point. This example

includes any interest-free amount. we charge interest each month on your balance

and this will include any interest which has

Unarranged overdraft interest 0% per year already been added to your account previously.

Monthly maximum charge (unarranged overdraft) £0 per month

Sending money within the UK Receiving money within the UK

Charges for Chaps £15 transaction fee each time To receive sterling payments into your account, the

specialist person making the payment will need to quote

services SEPA (euros) £0 transaction fee your sort code and your 8 digit account number,

which you'll find on the front of your statement.

SWIFT (Foreign currency except euros) £15 transaction fee each time Entering account numbers incorrectly can mean

payments being misdirected, so please be sure to

Sending money outside the UK provide the correct details.

SEPA (euros within the SEPA region) £0 transaction fee Receiving money from outside the UK and
receiving money from within the UK in

SWIFT (except euros within the SEPA region) £15 transaction fee each time a currency other than sterling

Foreign usage For Visa exchange rates, visit [Link]/support/consumer/travel-support/exchange-

SWIFT - someone making a payment to you must

quote your Bank Identifier Code (BIC) and

[Link]
International Bank Account Number (IBAN). The

*If you make a Cash withdrawal in foreign currency outside the UK BIC and IBAN are the international equivalents of

withdrawal in a your UK sort code and account number.

foreign currency Foreign currency transaction fee 2.99% of the transaction amount
An international payment will also need to quote
from a LINK ATM

or over the counter

Cash withdrawal in foreign currency within the UK the SWIFT Intermediary Bank number as we're

using the routing services of an Agent Bank.

your transaction
Foreign currency transaction fee* 2.99% of the transaction amount You'll find this number along with your BIC
will normally reach
and IBAN on the front of your statement.
us as a sterling
Debit card payment in foreign currency
cash transaction so SEPA Credit Transfer - someone making a

Foreign currency payment to you must quote your International

transaction fees Bank Account Number (IBAN). Your IBAN

Foreign currency transaction fee 2.99% of the transaction amount
won't apply. is found on the front of your statement.

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals and

certainty, please visit [Link]/cheque

If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint

or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which

provides information about the FSCS and the protection that it provides can be found at [Link]/fscs-info

For further information about the compensation provided by the FSCS, refer to the FSCS website at [Link]

Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account. For more information about our opening times,

visit: [Link]/contact-us

DC84 (May 2025) CSIS