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Fair Housing and ADA Overview

This chapter discusses fair housing laws, the Americans with Disabilities Act (ADA), and equal credit opportunity. It covers protected classes under fair housing which include race, color, religion, sex, national origin, familial status, and handicap. Illegal acts like refusing to sell or rent to members of protected classes and discriminating in terms or conditions are explained. The chapter also defines key terms related to fair housing like steering, blockbusting, and handicapped.

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64 views10 pages

Fair Housing and ADA Overview

This chapter discusses fair housing laws, the Americans with Disabilities Act (ADA), and equal credit opportunity. It covers protected classes under fair housing which include race, color, religion, sex, national origin, familial status, and handicap. Illegal acts like refusing to sell or rent to members of protected classes and discriminating in terms or conditions are explained. The chapter also defines key terms related to fair housing like steering, blockbusting, and handicapped.

Uploaded by

denden007
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPT, PDF, TXT or read online on Scribd

Real Estate Principles

Ninth Edition

Real Estate:
An Introduction to the Profession
Ninth Edition

By Charles J. Jacobus
South-Western Publishing©2002

South-Western Publishing©2002
Chapter 22

_______________________________________
Fair Housing, ADA, Equal Credit,
and Community Reinvestment

South-Western Publishing©2002
Race
Color
Religion
Sex
National Origin
Handicap
Familial Status

South-Western Publishing©2002
Protected Classes
• Race
• Color
Fair Housing Equal Credit
• Religion
1. Family status Opportunity Act
• National origin
2. Handicap 1. Public assistance
• Sex
2. Age
3. Marital status

South-Western Publishing©2002
Illegal Acts
Refusing to sell or rent to, deal, or negotiate with any
person;

Discriminating in the terms or conditions for buying or


renting housing;

Discriminating by advertising that housing is available


only to persons of a certain race, color, religion, sex or
national origin, those who are not handicapped, or adults
only:

South-Western Publishing©2002
Illegal Acts
Denying or making different terms or conditions for home
loans by commercial lenders;

Denying to anyone the use or participation in any real


estate services, such as brokers’ organizations, multiple
listing services, or other facilities related to the selling or
renting of housing;

Steering or block-busting

South-Western Publishing©2002
Steering
•The illegal practice of directing home
seekers to particular neighborhoods

South-Western Publishing©2002
Block Busting
• Theillegal practice of inducing panic selling in
a neighborhood for financial gain

South-Western Publishing©2002
Americans with Disabilities Act

• ADA enacted July1992.


• Deals primarily with commercial property.
• Provides access requirements and prohibits
discrimination against people with disabilities.

South-Western Publishing©2002
Key Terms
• ADA • Handicapped
• Block Busting • Protected class
• CRA • Steering
• ECOA • Tester
• Familial status

South-Western Publishing©2002

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