Inkqubo yeAirCover yababuki zindwendwe iquka ukuqinisekiswa kokuba lungubani undwendwe, ukuhlolwa kokubhukisha, i-Inshorensi yomonakalo yombuki zindwendwe ye- $ 3M, i-Inshorensi yomonakalo yombuki zindwendwe ye- $ 1M, i-Inshorensi yomonakalo yomntu okwizinto ezinokonwatyelwa Neenkonzo ye- $ 1M, nenombolo yoncedo esebenza oko. Ukuba awuyiqhelanga iAirCover Yababuki Zindwendwe, ungaya Kwiziko lethu Loncedo ukuze ufumane iimpendulo zemibuzo emininzi.
I-inshorensi yomonakalo yombuki zindwendwe ikhusela indawo nezinto zakho qho ubuka iindwendwe kuAirbnb. Njengayo nayiphi na inkqubo yokukhusela, inemimiselo, imiqathango nezinto ezithile engazibhataleliyo. I-inshorensi yomonakalo yombuki zindwendwe ayiyopolisi yeinshorensi ibe ayinguwo wonke umonakalo oqukiweyo kwimimiselo yayo-ngoko sicebisa ukuba uthenge neinshorensi yobuqu yawo nawuphi na umonakalo wendlu obangelwe zindwendwe esingawukhuseli. NgeInshorensi yomonakalo yombuki zindwendwe, uAirbnb uza kukubuyisela imali ngomonakalo othile owenziwe zindwendwe kwindlu yakho nakwizinto zakho ukuba undwendwe alubhataleli loo monakalo. I-inshorensi yomonakalo Yombuki Zindwendwe ikwahlukile Kwi-inshorensi yethu yomonakalo kumntu obebhukishile-uza kufunda okungakumbi ngaloo nto kwicandelo elilandelayo. Okokugqibela, nceda uqaphele ukuba yonke imida ebonisiweyo ingeedola zaseMerika. Nakuphi na ukutshintshwa ukusuka kwiidola zaseMerika ukuya kwezinye iimali zamanye amazwe kubalwa ngosuku esibhatelwe ngalo isicelo sokubuyiselwa imali.
I-inshorensi yomonakalo kumntu obebhukishile ikukhusela kwimeko engafane yenzeke yokuba kufunyanwe ngokusemthethweni ukuba undwendwe lonzakale okanye izinto zalo zonakaliswe okanye zibiwe ngexesha lokuhlala kuka-Airbnb kwindawo yakho. Ibhatalelwa yenye inkampani yeinshorensi ibe ikwanayo nemimiselo, imiqathango nezinto engazibhataleliyo onokufunda ngakumbi ngazo kushwankathelo lwenkqubo oluneenkcukacha ezingakumbi. Nceda uqaphele ukuba yonke imida ebonisiweyo ingeedola zaseMerika. Nakuphi na ukutshintshwa ukusuka kwiidola zaseMerika ukuya kwezinye iimali zamanye amazwe kubalwa ngosuku ibango elibhatalwa ngalo yinkampani yeinshorensi.
I-inshorensi yomonakalo yomntu okwizinto ezinokonwatyelwa Neenkonzo ikukhusela xa kufunyanwe ngokusemthethweni ukuba undwendwe lonzakele okanye izinto zalo zonakele okanye zibiwe ngoxa uzibuka Kwinto Enokonwatyelwa yakwa-Airbnb. Le nto isebenza kuphela Kwizinto Ezinokonwatyelwa Neenkonzo, ngoko ababuki zindwendwe beendawo zokuhlala abaqukwanga kuyo. Unokufunda ngayo nayiphi na imimiselo, imiqathango nezinto engazibhataleliyo neenkcukacha zenye inkampani yeishorensi kushwankathelo lwenkqubo oluneenkcukacha ezingakumbi. Kwakhona, yonke imali ebonisiweyo ingeedola zaseMerika. Nakuphi na ukutshintshwa ukusuka kwiidola zaseMerika ukuya kwezinye iimali zamanye amazwe kubalwa ngosuku ibango elibhatalwa ngalo yinkampani yeinshorensi.
Ukuba ungumbuki zindwendwe weendawo zokuhlala eJapan, okanye ungumbuki zindwendwe Wento Enokonwatyelwa eJapan, uneyakho inkqubo yokukukhusela, kuba i-Inshorensi yomonakalo kumntu obebhukishile, i-Inshorensi yomonakalo kumntu obebhukishile, kunye neInshorensi yomonakalo yomntu okwizinto ezinokonwatyelwa Neenkonzo zingasebenzi kuwe. Ababuki zindwendwe abanikezela ngeendawo zokuhlala ngoAirbnb Travel, LLC Nababuki Zindwendwe Bezinto Ezinokonwatyelwa nabo abaqukwanga kwezi nkqubo.
Kwizindlu ezikwiphondo laseWashington, eMerika, izinto ezimele zihoywe nguAirbnb kwinshorensi yomonakalo yomonakalo yombuki zindwendwe zibhatalelwa yipolisi yeinshorensi ethengwe nguAirbnb, ibe ayizitshintshi izinto ezimele zenziwe ngababuki zindwendwe neendwendwe ngokweMimiselo yeinshorensi yomonakalo yombuki zindwendwe, ngokweMimiselo Yenkonzo yakwa-Airbnb, okanye ngokweMimiselo Yentlawulo Yenkonzo Yakwa-Airbnb.
Ukuba ubuka iindwendwe kwiindawo zokuhlala, Kwizinto Ezinokonwatyelwa okanye Kwiinkonzo eUK, Ipolisi yeinshorensi yomonakalo kumntu obebhukishile Nepolisi yeinshorensi yomonakalo yomntu Kwizinto Ezinokonwatyelwa Neenkonzo ifunyanwa kwaZurich Insurance Company Ltd., ibe ilungiswe yaza yenziwa yasebenza ngaphandle kokubhataliswa okongezelelekileyo kwababuki zindwendwe baseUK nguAirbnb UK Services Limited-ummeli omiselweyo weAon UK Limited, ogunyaziswe nolawulwa yiFinancial Conduct Authority. Inombolo yokubhalisa yeAon's FCA ngu-310451. Ungayijonga le nto kwiFinancial Services Register ngokuya ku-, iwebhusayithi yeFCA okanye ngokuqhakamshelana neFCA ku-0800 111 6768 (okanye ku- +44 207 066 1000 ukuba ufowuna ungaphesheya). Iipolisi zomonakalo kumntu Okwizinto Ezinokonwatyelwa Nakwiinkonzo ezikwiAircover yababuki zindwendwe zilawulwa yiFinancial Conduct Authority. Iimveliso neenkonzo ezishiyekileyo azizizo iimveliso ezilungiselelwe yiAirbnb UK Services Limited. FPAIR20249LC.
KwiEU, ezi polisi zilungiswe zaza zenziwa zasebenza ngaphandle kokuba babhataliswe imali eyongezelelekileyo ababuki zindwendwe bakwiEU yiAirbnb Marketing Services SLU, inkampani esebenzisana noAon Iberia Correduría de Seguros y Reaseguros, SAU, egunyaziswe nelawulwa nguAutoridad de Control de la Dirección General de Seguros y Fondos de Pensiones, ebhaliswe ngenombolo ye-serial ethi-J0170. IAon Iberia Correduría de Seguros y Reaseguros SAU isebenza njengenkampani encedisa iEU, efaka isandla ekusasazeni i-inshorensi kumazwe akwiEU phantsi kwenkululeko yokulawulwa kweenkonzo ukuze inikezele ngeenkonzo phantsi kweSpanish Insurance Distribution Law, phantsi kweInshorensi Distribution Directive, nezinye izinto ezifunwa ngumthetho okanye ezikuwo. Ngaphandle kokuchaphazela igunya lelizwe lombuki zindwendwe apho kunikezelwa khona iinkonzo zeinshorensi, ilizwe elililungu elijongene nokulawulwa kweAon buBukumkani baseSpain neGunya Elongameleyo, iGeneral Directorate of Insurance and Pension Funds, elisePaseo de la Castellana 44, 28046 - eMadrid.
Ukuqinisekiswa kwesazisi sondwendwe, ukuhlolwa kokubhukisha nenombolo yoncedo esebenza oko zizixhobo okanye izinto ezisetyenziswa nguAirbnb ukuze kuqinisekiswe ukuba zingoobani iindwendwe, kuhlolwe ukubhukisha komngcipheko weepati nokonakaliswa kwendlu, kuze kunikezele ngenombolo yoncedo esebenza oko yakwa-Airbnb. Ezi zinto azizizo iipolisi zeinshorensi okanye aziqinisekiswanga ukuba ziza kuthintela iziganeko. Kufuneka kuqinisekiswe ukuba lungubani undwendwe kwiindwendwe eziya kumazwe ayi-35. Isazisi sikarhulumente sisenokungaqokelelwa kuzo zonke iimeko-tyelela Iziko lethu Loncedo ukuze ufumane inkcazelo engakumbi. Ukuhlolwa kokubhukisha kusetyenziswa ukufunda ngomatshini kwenzelwe ukulungisa ukubhukisha okusenokuba nomngcipheko ophezulu wokudityaniswa nepati kunye nokonakaliswa kwendlu. Le nto okwangoku ifumaneka eMerika, eKhanada naseOstreliya, ibe injongo yokwandisa ikhuselwe emhlabeni wonke (apho kunokwenzeka khona ibe kuvumelekile ngokomthetho). Yiya Kwiziko lethu Loncedo ukuze ufumane inkcazelo engakumbi.