OmniWatch Price 2026: Basic vs. Elite Protection

OmniWatch is one of the most affordable identity theft protection solutions. Its extensive insurance policies cover ransomware and scams, making it even more appealing to budget-conscious individuals. 

Let's explore the OmniWatch plans, what's included, and if it's worth the cost.

How much does OmniWatch cost?

OmniWatch is an affordable identity theft protection service with a low monthly cost and a good Basic plan that includes a $2 million insurance policy. Plans range $7.00-$30.00/mo depending on whether you want Basic or Elite protection. OmniWatch also offers a family plan that provides the same features as the Elite plan for two individuals.

OmniWatch price

	Basic	Elite	Family
Monthly cost	$10.00/mo	$20.00/mo	$30.00/mo
Annual cost	$7.00/mo	$13.00/mo	$25.00/mo
Max # of people covered	1	1	2
Types of identity monitoring	Dark web, SSN, data breach	Dark web, SSN, data breach, home title	Dark web, SSN, data breach, home title
Credit monitoring	Yes — TransUnion	Yes — TransUnion, Experian, Equifax	Yes — TransUnion, Experian, Equifax
Credit reports	Yes — TransUnion	Yes — TransUnion, Experian, and Equifax	Yes — TransUnion, Experian, Equifax
Identity theft insurance
Identity restoration services
Ransomware insurance
Scam protection insurance
Ad blocker
VPN
Antivirus protection	Yes, for one device	Yes, for three devices	Yes, for three devices
24/7 customer support
Learn more	View plans	View plans	View plans

OmniWatch keeps it simple by offering only three plans. The Basic plan includes all the essential tools, such as identity and credit monitoring, and offers generous $2 million in identity theft insurance. 

Advanced security features like a virtual private network (VPN) and antivirus protection aren’t usually included in base plans, but with OmniWatch’s Basic plan, you get them. The Basic plan has all the core tools you need for effective identity theft protection.

The Elite plan (formerly known as the Premium plan) includes credit monitoring from all three major credit bureaus. Along with identity theft insurance, you'll also get ransomware and scam protection insurance ($25,000 for each). These are valuable insurance policies if you fall victim to a scammer. 

Along with VPN and antivirus protection, you also get an ad blocker, making your browsing experience less annoying — and safer.

While OmniWatch is budget-friendly, other competitors offer a larger safety net. For example, Aura identity theft is slightly more expensive, but it justifies the cost with greater family coverage and advanced online security tools, such as data removal and a password manager. 

What do you get with OmniWatch?

OmniWatch is focused on monitoring your information on the dark web. In fact, it's one of the best ID theft services with dark web monitoring.

Here are a few other noteworthy features:

• Identity theft insurance: OmniWatch offers a generous $2 million insurance policy for all plans. Most other competitors offer only up to $1 million.
• Identity restoration services: When identity theft occurs, it can be stressful to know what to do next to prevent further damage. OmniWatch provides 24/7 identity restoration agents to help you navigate the situation.
• Ransomware protection: Elite users can receive up to $25,000 in ransomware protection. If hackers steal your data and demand a ransom, OmniWatch coverage can help recover losses.
• Scam protection: Elite users receive up to $25,000 in insurance coverage against scams. If you were scammed, you may be eligible for coverage.
• Ad blocker: Ads are annoying, but an ad blocker can stop ads from loading as you browse the internet. Ad blockers can stop trackers and prevent malicious pop-ups from infecting your device.
• VPN: A VPN creates an encrypted internet connection that prevents people from spying on your online activities.
• Antivirus software: Detecting and blocking malware and other threats is an important part of keeping your data safe.

Top alternatives

OmniWatch offers several tools for identity monitoring and device protection. It also provides more identity theft insurance than most services, up to $2 million, as well as protection against scams and ransomware. 

We believe OmniWatch is a cost-effective option for seniors and other individuals seeking a user-friendly service. However, OmniWatch may not be the best fit for everyone. There's no coverage for children, and identity monitoring is limited to the dark web. 

Here's how OmniWatch compares to Aura and LifeLock, two top-notch identity theft protection services. 

Learn more in our in-depth comparisons:

• OmniWatch vs. Aura
• OmniWatch vs. LifeLock

Bottom line: Is OmniWatch worth it?

OmniWatch is a good option for budget-conscious individuals who want basic credit and identity monitoring with excellent insurance coverage, including protection against ransomware and scams.

Families may want to look elsewhere, since OmniWatch covers only one person and has limited monitoring services. In that case, you may want to consider Aura identity theft protection, and you can learn more in our Aura review. It offers family plans that include identity theft coverage for children as well as extensive monitoring tools to help detect scams, malware, spam, and identity fraud.

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