To,
The Credit Manager ( Mortgages)
HDFC Bank Ltd.,
Patna, Bihar, Pin – 800001
GENERAL DETAILS DATE –11-11-2024
Residential
Commercial
Type of property
Residential cum commercial
Industrial
Vacant Plot Commercial
Name of the Customer(s)
Property Address with pin code
Landmark
Loan Application number
Name of Document holder
Legal address of property
( Hissa No/ Survey no/ khasra No)
Date of Inspection
SURROUNDING LOCALITY DETAILS
Ward No/ Municipal land No
Vicinity- Slum/ Residential/ Commercial/ Mixed/
Industrial
Central Business District
Property Location Prime Location
Secondary Business District
Outskirts
Plot Demarcated at site- Yes/No
Easy to Identify
Identification by documents
Property Identification Additional documents re-
quired for Identification
Difficult to identify
Connectivity/Infrastructure Development
Excellent
Very Good
Connectivity /Infrastructure
Good
Average
Nearest Railway Station
Nearest Bus Stop
Landmark Details
Nearest Hospital
Nearest Landmark
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PROPERTY DETAILS
Type of Usage of entire property
Additional Amenities
Freehold
Lease hold > 30 yrs.
Legal status of Property
Lease hold 15-30 yrs.
Lease hold < 15 yrs.
SUBJECT PROPERTY DETAILS
Type of Premises
Occupied by
Name of Occupant Meet at Site
Relation With Owner
Identity Documents seen at site: PAN/Aadhar Card/Driving
license/Voters ID
Is property rented?
If rented list of occupants,
Low
Property Taxation/Mainte- Average
nance cost High
Very High
Excellent
Renting Potential Very Good
Good
Average
Market Rentals/Sqft/
-----------------------Rs.
month(Rs.)
North
Boundary Details- As per South
documents East
West
North
Boundary Details-At site
South
East
West
STRUCTURAL DETAILS
Type of Structure
No. of Floors
No of wings
No. of units on each floor
Internal Composition of property
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No. of lifts in each wing
1-10 years
11-25 years
Age of the Property
26-50 years
> 50 years
Estimated Future Life
Exteriors
Beam & Column Structure.
Very Good
Quality of Construction Ap-
Good
pearance & Maintenance of
Average
Building.
Poor
Common Areas Remarks Staircase – Yes, Reception – No
Under My Observation No cracks, Was Found in Beam,
Other Observations
Bending Columns Found
Interiors
Flooring & finishing.
Roofing and terracing
No. Of lifts
Quality of fixtures and fittings.
Plan Approvals
Construction as per approved/
sanctioned plans
Details of approved plan with approval
no and date
Construction permission Number and date.
Violations Observed if Any Or is there any risk of
Demolition in case of violation.
If plans not available then is the structure confirming
to the local byelaws.
Other Documents Verified
Latitude & Longitude of Property
VALUATION
Individual Apartments / flats
Carpet Area (Sqft NA
Loading for BUA- 20%, 30% etc. NA
Approved BUA / SBUA (Sqft) in Apartment-----Floor-wise NA
Current Govt Approved rates NA
Recommended Rate and basis for recommendation. NA
Final Market value. NA NA
NA NA
NA NA
Forced Sale % NA NA
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Forced sale value - NA NA
NA NA
NA NA
For Land and building valuation.
Land Area as Per Sale Deed
Current Government Approved Rates for land.
Recommended Rate and Basis for recommendation
Land value
Actual Bua of the premises(Sqft)
Bua as per the Approvals(Sqft)
Construction cost as per the Amenities provided. Per Sqft
Total value of construction
Depreciation on Building
Depreciated value of Construction
Land value+ Depreciated
Total valuation constructed value(in fig-
ures)
Forced Sale % 80 %
Area x rate per Sqft
Forced sale value - Rs. In figures
Rs. In words
Excellent
Very Good
Marketability
Good
Difficult Very Good
Valuation result Positive
Deviations in the property No
REMARKS :
Declaration --
I hereby declare that:
(i) I have deputed my representative -/- to inspect the property. My representative has personally inspected
the property on /-
(ii) I have no direct or indirect interest in the property valued
(iii) The information furnished in the report is true and correct to the best of my knowledge and belief.
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